Maximize Dental Benefits Before They Expire

 In Dental Insurance, Shreveport Dentist

Use Your Dental Benefits Before they Expire

Maximize Dental Benefits Before They Expire

As the end of the year fast approaches, it is time to consider your remaining dental benefits. The vast majority of insurance plans, both dental and medical, run on an annual renewal basis. This means that any unused benefits remaining on December 31st will expire as the clock ticks over into the new year. With this in mind, consider reaching out to the best dentist in Shreveport, LA, to learn more about how to maximize dental benefits before they expire.

Use the Benefits, or Lose the Benefits

All dental insurance plans offer set numbers of treatments and costs that they will cover during the calendar year. This could include two cleanings a year and a set cap on restorative procedures like fillings.

This amount can, of course, vary by insurance plan. Please take advantage of what is offered through the plan that you are paying for, so you don’t lose out on them for that year. If you’re experiencing tooth pain that comes and goes, it can be tempting to put it off. Use the dental benefits available. It’s better to schedule your appointment with a dentist, Dr. Kacos. This way, if you need more extensive work done on the tooth, it can be broken up across calendar years so that you can better manage it financially. 

Scheduling Routine Checkups and Cleanings

Most insurance plans account for two checkups and two professional cleanings every calendar year. Dr. Hoang, a dentist near Bethlehem, GA, recommends being seen for a checkup every six months. These checkup appointments allow us to detect any concerns when they are in their early stages. The earlier that concern is diagnosed and addressed, the better the prognosis is for the tooth and the patient as a whole.

Routine checkups, for the whole family, are an investment in your dental wellness. Checkups can get a small cavity treated today, versus needing to face an emergency root canal Shreveport patients will dread.

Annual Deductibles Reset in the New Year

The insurance deductible is the total that you are responsible for before the insurance company kicking in to cover the costs of your dental treatments. The amount will vary between insurance companies and plans. For example, some may have a deductible of $1,500 that you need to cover out of your pocket before they cover any amount over that.

Deductibles will reset at the start of the new calendar year. This means that the money you have paid into your deductible for this year does not apply to your deductible for next year. Take advantage of what you have paid this year, and get the most out of your dental insurance benefits.

Delaying Treating could Result in more Extensive Dental Work.

Delaying your treatment can feel like the right decision if you are nervous about dental procedures. It can also be easy to put off something that feels like a minor issue. Delaying getting seen for these concerns could put you at risk for needing more extensive treatments. This, of course, could include further cost considerations.

More Room in your Budget for Cosmetic Work

Making the most of your available insurance benefits will allow you the flexibility to explore cosmetic options. This may include porcelain veneers and Invisalign. Those interested in teeth whitening in Shreveport may have to pay out of pocket for treatment because it’s not covered by many dental insurance plans. If you make the most of your dental benefits, you’ll ultimately pay less for your dental treatments. This will allow you to look into whitening, veneers, and other great cosmetic solutions.

Are you in need of a professional cleaning or your 6-month checkup? Contact Shreveport’s Dentist to find out more about what benefits you may have left to use for the remainder of the year. It’s always a better plan to stay proactive about your dental wellness versus needing to be seen by our emergency dentist in Shreveport, LA, when things escalate.

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